🚀 fast access to capital

🏷️ early payment discounts

💰 low competitive fees

💁 dedicated success specialists

🤑 earn cashback rewards


Lines of credit

Flexible and convenient access to working capital.
Lines of credit up to $250K.

Apply now

Credit Score Not Affected

Does your business have cash flow gaps from time to time? How does a safety net sound?

Our line of credit product is designed for more established small businesses who need help with inventory, repairs, payroll, materials or any other working capital needs.

What is a line ofcredit?

A line of credit (LOC) is like having a pool of money that you can borrow from when you need it, up to a certain limit. You don't have to take all the money at once; you can use it as you go.

Why choose a line of credit?


5 minute online application. No document uploads necessary.


From $5,000 to $250,000.

Same day

Funds can be sent to your business bank account as fast as the same day.

Flexible and

Draw down and access capital whenever you need it.

To qualify, ensure you meetthe criteria listed below.

Your eligibility will be automatically verified during your online
application and when you link your bank account. No documentation
will be required from you.


For any questions or

(617) 249-3444


Time in business

Since registration

Minimum 2 years

Annual revenue

Minimum $250,000


Minimum 650

A line of credit is just aclick away.

Apply now


To qualify for a line of credit, you must be in business at least two years, have minimum $250K of annual revenue and have a minimum FICO of 650. In addition, the business cash flow should be stable.

A business line of credit provides your company with flexible funds that you can request and utilize when necessary. With a Loot line of credit, you only pay for the funds you use, and your available credit line replenishes as you make repayments on your draws. All draw requests undergo review and approval. As your business grows and establishes a positive credit history, your credit line can expand to accommodate your evolving needs.

A business line of credit offers the flexibility to seize growth opportunities that might otherwise be out of reach. It can provide stability in the face of unexpected expenses or seasonal revenue fluctuations. Whether you aim to boost growth, purchase inventory, fund marketing campaigns, expand your operations, open new locations, or support product launches, a line of credit can be a valuable financial tool.

To qualify for a Loot line of credit, your business should have a FICO credit score of at least 650.