🚀 Instant transfers
💰 Low competitive fees
💁 Dedicated success specialists
🤑 Early pay-off discount
🏷️ Save - pay off early 50% off fees
Loot
Small business • line of creditSmall business line of credit — fuel growth, steady cash flow
From local shops to startups, small businesses face the challenge of covering payroll, inventory, and unexpected costs while waiting on customer payments. Loot provides fast, flexible financing to keep your business moving forward.
Transparent terms
Same-day approval
Flexible credit
Small business challenges: cash flow, payroll, and growth
Small businesses often need to pay staff, stock inventory, and cover bills before customer payments come in. These cash flow gaps make growth difficult. Loot provides financing that works on your schedule.
- Cover payroll for your team
- Stock inventory and supplies upfront
- Smooth cash flow to focus on growth
How a small business line of credit helps
A small business line of credit works like a flexible safety net. Draw capital when you need it, repay when sales come in, and keep your operations steady without slowing growth.
Funds for operations
Draw instantly to cover payroll, supplies, and operating costs.
No hidden fees
Only pay for what you use — no extra charges eating into profit.
Built for small teams
From single-owner shops to small crews, the line adapts to your scale.
Trusted by small business owners
Built by entrepreneurs who understand payroll pressures and growth hurdles. Transparent terms, no hidden fees.
Fast access to capital
From application to funding, Loot provides small businesses with capital quickly so you can focus on your customers.
Flexible repayment
Use a little or a lot. Repay as sales come in. Scale limits as your business grows.
See what small business have to say about Loot
Small business line of credit FAQs
How can a small business get a line of credit?
Apply online with Loot. Most small businesses receive same-day decisions and quick access to funds.
Do I pay if I keep the line open but never draw?
No. Keeping the line open costs nothing. You only pay when you use the credit.
How fast can small businesses access funds?
Most approvals are same day. Funds usually land within hours depending on transfer method.
What’s the benefit of paying off a small business line of credit early?
Early payoff reduces cost, letting owners save funds for future growth.
Turn the tap to apply!
Apply for a small business line of credit today
Apply in minutes, no obligation. Keep your team, inventory, and operations running smoothly with flexible financing built for small businesses.