Business lines of credit tailored for your industry
Whether you run a plumbing business, a boutique clothing store, or a nationwide enterprise, Loot keeps your cash flow steady with fast, flexible financing.
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Every business faces unique cash flow challenges. At Loot, we've built financing solutions for industries where timing matters most. Explore how we help companies like yours keep payroll covered, inventory stocked, and growth on track.
Industries
Plumbing
Keep projects flowing without leaks in your cash flow.
Carpentry
Keep projects nailed down without cash flow coming loose.
Janitorial services
Keep crews working and supplies stocked when client payments lag.
Residential remodelers
Keep remodels moving when cash flow gets stuck between milestones.
Landscaping
Keep crews moving when cash flow gets caught in the weeds.
HVAC contractors
Keep heating and cooling jobs moving when cash flow gets stuck between seasons.
Roofing contractors
Keep roofing projects moving and take on larger jobs when cash flow gets tied up in materials, crews, equipment and payment timing.
Electricians
Keep electrical jobs moving and take on bigger installs when cash flow gets tied up in materials, permits and payment timing.
Painting contractors
Keep paint crews moving and cover materials, payroll and equipment when cash flow gets tied up between jobs.
Towing
Keep trucks rolling without cash flow getting towed.
Moving companies
Keep trucks on the road and cover fuel, payroll and equipment when cash flow gets tied up between jobs.
Freight & trucking companies
Keep trucks moving and cover fuel, repairs, and payroll while broker and shipper invoices are still outstanding.
Freight brokers & logistics companies
Pay carriers quickly while shipper invoices are still 30-60 days from settling.
Courier & last-mile delivery services
Cover vehicles, driver payroll, and fuel while a new delivery contract ramps up to full volume.
Charter bus, limousine & black car services
Cover vehicle upkeep and driver payroll between bookings, and staff up for wedding and event season.
Warehousing & fulfillment services
Staff up and stock packaging supplies ahead of peak season, before that volume turns into revenue.
Manufacturing & fabrication
Keep production running and cover raw materials, payroll, and equipment when cash flow gets tied up waiting on customer payment.
Wholesale distributors
Keep inventory stocked and cover freight and payroll when cash flow gets tied up waiting on retailer or customer payment.
Custom cabinetry & millwork
Keep the shop running and cover materials, payroll, and equipment when cash flow gets tied up waiting on a project deposit or final payment.
Breweries, distilleries & craft beverage producers
Keep grain, hops, and barrels coming and cover packaging and licensing costs when production cash gets tied up months before product sells.
Printing & signage companies
Keep press stock, substrates, and vinyl on hand and cover equipment maintenance and rush-job staffing when cash flow gets tied up waiting on client payment.
Food & beverage manufacturers & co-packers
Keep ingredient orders and production runs moving and cover food safety and compliance costs when cash flow gets tied up waiting on retail or restaurant client payment.
Packaging & industrial supply companies
Keep bulk raw packaging materials stocked and cover warehousing and payroll when cash flow gets tied up serving manufacturing clients on different payment cycles.
Clothing retailers
Keep racks stocked when cash flow gets caught between seasons.
Restaurants
Keep the kitchen stocked, the crew paid, and cash flow moving.
Furniture retail
Keep your showroom stocked when cash flow gets tied up in inventory.
Food trucks
Keep your truck stocked and moving through daily service, repairs, and cash flow gaps.
Fitness & recreation
Keep your facility moving when memberships, payroll, and equipment costs do not line up.
Convenience stores
Keep shelves stocked when cash flow gets tight between supplier runs.
Cafes & coffee shops
Keep the espresso machine running and the beans stocked when cash flow gets tied up between the morning rush and next week's delivery.
Bakeries
Keep the ovens running and the shelves stocked when cash flow gets tied up between overnight baking and holiday orders.
Pet stores & grooming
Keep shelves stocked and grooming tables booked when cash flow gets tied up between inventory orders and the next appointment.
Real estate agents
Manage uneven commissions, marketing costs, and cash flow between closings.
Law firms
Bridge long billing cycles and cover case-related expenses.
Advertising agencies
Finance media buys and payroll while waiting for client payments.
Marketing agencies
Keep campaigns, content, and client work moving while invoices catch up.
Consulting firms
Bridge client payment gaps while covering payroll, contractors, and project costs.
Accounting & CPA firms
Keep books balanced when client payments and busy season costs do not line up.
Staffing agencies
Keep payroll funded and take on bigger placements when client payment cycles run 30, 45, or 60 days out.
IT services & MSPs
Keep client environments running and stand up new contracts when hardware, licensing, and payroll land before the first invoice.
Insurance agencies
Keep agency operations funded when commission timing, E&O premiums, and staff payroll pull cash in different directions.
Personal care services
Finance staffing and supplies so clients are never left waiting.
Mental health practice
Flexible financing for therapists, counselors, behavioral health clinics, and outpatient mental health providers.
Nail salon
Flexible financing for nail salons managing supplies, payroll, equipment repairs, and seasonal cash flow.
Chiropractors
Flexible financing for chiropractors and chiropractic clinics — cover equipment, payroll, and the wait on insurance payments.
Hair salons
Flexible financing for hair salons, barbershops, and salon suites — cover payroll, products, and slow seasons.
Assisted living
Financing for assisted living facilities managing payroll, supplies, facility repairs, and payment delays.
Home health care
Financing for home health care agencies managing caregiver payroll, supplies, transportation costs, and payment delays.
Medical practices
Financing for physician-owned practices, family medicine clinics, specialty clinics, and small outpatient medical offices.
Service animal training
Keep training programs moving and cover puppies, payroll and vet bills when cash flow gets tied up between placements.
Frequently asked questions
Loot supports a wide range of industries including plumbing, retail, restaurants, advertising, healthcare, real estate, law firms, personal care, towing, carpentry, fitness centers, and more. If your business isn't listed, you can still apply — most service-based and product-based companies qualify.
Each industry faces unique cash flow challenges — from payroll swings in restaurants to inventory costs in retail. These industry-focused pages explain exactly how Loot's flexible credit can plug those cash flow leaks and keep your business running steady.
Most businesses receive same-day decisions. Once approved, funds are available to draw immediately whenever you need them — no delays, no hidden terms.
No. Loot doesn't charge for keeping a line open. You only pay when you draw funds — giving you flexibility without unnecessary fees.
Traditional loans can be rigid, slow, and packed with hidden charges. Loot is designed for modern businesses — fast approval, transparent terms, and flexible draws that move with your industry's ups and downs.
Ready to secure Loot for your business?
