🚀 Instant transfers

💰 Low competitive fees

💁 Dedicated success specialists

🤑 Early pay-off discount

🏷️ Save - pay off early 50% off fees

Loot

Home health care • line of credit

Home health care line of credit — keep care flowing

Running a home health agency means covering caregiver payroll, medical supplies, transportation, and delayed insurance reimbursements. Loot gives home health providers flexible financing to keep caregivers paid, patients cared for, and operations steady.

No hidden fees
Same-day approval
Loot on tap

Home health care challenges: payroll, supplies, and delayed payments

Care agencies often wait on slow reimbursements while still paying staff and buying supplies. Rising medical costs and patient demand make cash flow management critical. Loot helps keep caregivers paid and patients cared for without financial stress.

  • Cover caregiver payroll
  • Purchase medical supplies upfront
  • Smooth cash flow while waiting on insurance reimbursements

How a home health care line of credit helps

A business line of credit for home health care services provides flexible capital to cover payroll, supplies, and cash flow gaps. Draw loot as needed, repay as reimbursements come in, and keep care uninterrupted.

Loot for payroll

Draw capital instantly to cover caregiver wages.

No surprise fees

Only pay for what you use — no hidden costs draining funds.

Fits any agency size

From small care teams to large networks, the line flexes with your needs.

Trusted by health care providers

Built by operators who understand rising costs and delayed reimbursements. Transparent terms, no hidden risks.

Speed that keeps care moving

From application to funding, Loot provides health agencies with capital faster than a nurse on call.

Flexible like care plans

Use a little or a lot. Repay as reimbursements clear. Scale limits as patient volume grows.

See what home health care services have to say about Loot

Loot helped us cover payroll and supplies while waiting on reimbursements. Having credit on tap kept care consistent for our patients.

— Director, Harbor Home Health

Home health care line of credit FAQs


How can a home health care agency get a business line of credit?

Apply online with Loot. Most agencies receive same-day decisions and fast funding.


Do I pay if I keep the line open but never draw?

No. Keeping the line available costs nothing. You only pay when you use the loot.


How fast can home health agencies access funds?

Most approvals are same day. Funds usually land within hours depending on transfer method.


What’s the benefit of paying off a home health line of credit early?

Early payoff reduces cost, letting providers save loot for future care needs.


Turn the tap to apply!

Apply for a home health care line of credit today

Apply in minutes, no obligation. Keep caregivers supported and patients cared for with flexible financing.