🚀 Instant transfers

💰 Low competitive fees

💁 Dedicated success specialists

🤑 Early pay-off discount

🏷️ Save - pay off early 50% off fees

Loot

Personal care services • line of credit

Personal care line of credit — keep business in style

Running a salon, spa, or wellness service means buying supplies, paying staff, and handling seasonal ups and downs. Loot provides personal care businesses with flexible financing so clients are pampered, staff stay paid, and cash flow runs smooth.

No hidden fees
Same-day approval
Loot on tap

Personal care challenges: supplies, payroll, and seasonality

Personal care businesses juggle product costs, staff wages, and slow seasons when clients spend less. Without financing, salons and spas risk empty chairs and unpaid bills. Loot helps keep operations styled and steady.

  • Buy salon and spa products upfront
  • Cover payroll for stylists, therapists, and staff
  • Smooth out seasonal cash flow dips

How a personal care line of credit helps

A business line of credit for personal care services provides flexible capital to cover supplies, payroll, and seasonal swings. Draw loot when needed, repay as clients book services, and keep business styled for success.

Loot for products

Draw capital instantly to stock shelves and treatment rooms.

No hidden snags

Only pay for what you use — no surprise fees cutting margins.

Fits any business size

From small salons to large spas, the line flexes with your needs.

Trusted by personal care businesses

Built by operators who understand seasonal shifts and product costs. Transparent terms, no hidden fees.

Speed that keeps clients happy

From application to funding, Loot provides salons and spas with capital faster than a blow dryer heats up.

Flexible like styling options

Use a little or a lot. Repay as clients pay for services. Scale limits as your customer base grows.

See what personal care services have to say about Loot

Loot helped us stock supplies and cover payroll during slower months. Having credit available kept our salon thriving.

— Owner, Harbor Glow Spa

Personal care line of credit FAQs


How can a personal care business get a business line of credit?

Apply online with Loot. Most salons and spas receive same-day decisions and quick access to funds.


Do I pay if I keep the line open but never draw?

No. Keeping the line available costs nothing. You only pay when you use the loot.


How fast can personal care businesses access funds?

Most approvals are same day. Funds usually land within hours depending on transfer method.


What’s the benefit of paying off a personal care line of credit early?

Early payoff reduces cost, letting salons and spas save loot for future growth.


Turn the tap to apply!

Apply for a personal care line of credit today

Apply in minutes, no obligation. Keep stylists, therapists, and clients supported with flexible personal care financing.