Advertising Disclosure

Loot Financial Services Corp. ("Loot," "we," "us"), 100 Summer St, Suite 1600, Boston, MA 02110, provides revolving business lines of credit. Loot's products are for business purposes only and are not consumer credit. This page explains the claims we make in our advertising.

Credit limits

Lines of credit range from $1,000 up to $100,000. Your credit limit is set by underwriting based on your business's revenue, time in business, cash flow, and other factors. Not every approved business qualifies for the maximum amount.

Same-day funding

"Same-day funding" means funds from an approved draw can be sent to your business bank account as soon as the same business day. Actual availability depends on approval, your acceptance of an offer, the time of day you draw, and your bank's processing times. Draws made outside banking hours or on weekends and holidays are typically funded the next business day.

Application time and decisions

"Apply in 5 minutes" reflects the typical time to complete our online application, which does not require document uploads for most applicants; we verify your business by securely connecting to your business bank account. “Decision in under 2 hours” reflects typical decision times for complete applications submitted during business hours. Some applications may require additional information or time.

Credit score impact

Applying with Loot does not affect your personal credit score. We use only a soft credit inquiry — visible to you alone — both when you apply and throughout the life of your line. Loot does not perform hard credit pulls at any point in the process.

"Pay early, save up to 50%"

If you pay your balance off ahead of schedule, remaining scheduled fees are reduced. "Up to 50%" reflects the maximum savings available on remaining fees for early payoff; your actual savings depend on your balance, remaining term, and when you repay. There are no prepayment penalties.

Eligibility

Our minimum requirements are at least 1 year in business and at least $200,000 in annual revenue, with no minimum FICO score requirement. Meeting minimum requirements does not guarantee approval; all applications are subject to underwriting.

Reviews and ratings

Ratings displayed on our site (for example, our Trustpilot score) are drawn from independent third-party review platforms and are accurate as of the date shown. Ratings change as new reviews are posted. We do not pay for reviews.

Contact

Questions about our advertising? Contact us at