Funding that flexes with your business.
Loot gives you up to $100,000 in fast, flexible funding — plus a customer experience built around the reality that every month looks different when you run a small business.
Apply in 5 Minutes
From application to funded in no time
Apply in minutes
No document uploads. No lengthy paperwork. Just link your business bank account and answer a few questions. We look at your cash flow — not just your credit score.
Get approved and set your limit
We'll review your application and come back with a funding decision fast. Once approved, your full limit is available and ready to draw from whenever you need it.
Draw what you need, when you need it
Take $2,000 for a supply run. Take $30,000 for a big job. Draw as little or as much as you need, up to your limit. As you pay back, your funds replenish — so it's always there when you need it again.
You're in control. Always.
Most lenders hand you money and hand you a schedule. Loot gives you a fully self-service account — on mobile, tablet, or desktop — so you can manage your funding the way your business actually runs. No phone calls. No waiting on a rep. Just you, your account, and total control.
Available on iOS, Android, and desktop Manage your account from anywhere — job site, office, or couch. The Loot app is available on iPhone and Android, with a full desktop portal for when you need a bigger view. Everything syncs in real time so you're always up to date.
Every tool you need, right in your account.
Loot is built for the way small businesses actually work — with cash flow that goes up and down, jobs that come and go, and months that never look the same. Here's what you can do, entirely on your own, any time.
Draw funds instantly
Log in, choose your amount, and funds can hit your account the same day. No approvals, no callbacks, no waiting.
Balance Buster - get rewarded for paying on time
Consistency pays off — literally. Make consecutive on-time payments and Loot rewards you by reducing your outstanding balance. The longer your streak, the bigger the reward. It's our way of recognizing business owners who show up and follow through.
Pay off early and save up to 50%
Pay off your balance early and we'll waive up to 50% of the remaining fees. It's that simple.
Request a limit increase
Growing fast? Request a limit increase directly from your dashboard and get a decision quickly.
Skip a payment
Life happens. Skip a payment when you need a break, no questions asked.
Reduce your payment when cash is tight
Cash flow tight this week? Reduce your payment amount to give your business some breathing room.
Meet Blackbeard, your financial co-captain
Every Loot customer gets access to Blackbeard — an AI-powered co-captain built to help you get the most out of your account and your business finances.
Ask Blackbeard anything. When's my next payment? How much can I draw today? What's the best way to manage my cash flow this month? Blackbeard is always on, always ready, and knows your account inside and out — so you never have to wait on hold to get a straight answer.
Keep an eye on the financial health of your business.
Loot isn't just a funding tool — it's a window into your business finances. The Financials tab gives you a real-time view of your cash flow, revenue trends, and business health so you always know where you stand.
Whether you're planning your next draw, watching for a slow season, or just keeping tabs on how things are going — Loot puts the numbers you need right in front of you.
Here's what you need to qualify.
We keep it simple. No collateral, no document uploads, no surprises.
1+ year in business
US-based business bank account
$200K+ annual revenue
No minimum credit score
Ready to take control of your funding?
