🚀 Instant transfers

💰 Low competitive fees

💁 Dedicated success specialists

🤑 Early pay-off discount

🏷️ Save - pay off early 50% off fees

Loot

Fitness & recreational sports • line of credit

Fitness line of Credit — strengthen cash flow, power every rep

Gyms and sports centers often face challenges with payroll, costly equipment, and seasonal membership dips. Loot provides flexible financing so trainers stay paid, equipment stays in shape, and your facility keeps running strong.

Transparent terms
Same-day approval
Flexible credit

Fitness business challenges: payroll, equipment, and seasonality

Gyms and recreational sports centers must cover payroll, maintain equipment, and manage fluctuating memberships. These cash flow challenges can make smooth operations difficult. Loot helps steady the finances so your business stays strong.

  • Pay trainers and staff on time
  • Stock and repair essential gym equipment
  • Balance seasonal highs and lows in memberships

How a fitness line of credit helps

A line of credit for gyms and sports centers works like a financial spotter — draw capital when needed, repay as memberships renew, and keep your business moving forward.

Funds for equipment

Access working capital instantly to buy or repair machines and gear.

No hidden costs

Only pay for what you use — no surprise fees weighing you down.

Fits any facility size

From boutique gyms to large sports complexes, the line adapts to your needs.

Trusted by fitness businesses

Built by operators who understand seasonal changes and high overhead. Transparent terms, no hidden fees.

Fast and reliable funding

From application to funding, Loot provides gyms with capital quickly so you can focus on your members.

Flexible repayment

Use a little or a lot. Repay as members pay. Scale limits as your business grows.

See what fitness & recreational sports centers have to say about Loot

Loot helped us cover payroll and equipment repairs during slow months. Having credit available kept our gym thriving.

— Owner, Harbor Fitness Center

Fitness & recreational sports line of credit FAQs


How can a fitness or recreational sports business get a line of credit?

Apply online with Loot. Most centers receive same-day decisions and quick access to funds.


Do I pay if I keep the line open but never draw?

No. Keeping the line open costs nothing. You only pay when you use the credit.


How fast can gyms and sports centers access funds?

Most approvals are same day. Funds usually land within hours depending on transfer method.


What’s the benefit of paying off a fitness line of credit early?

Early payoff reduces cost, letting facilities save funds for growth.


Turn the tap to apply!

Apply for a fitness & sports line of credit today

Apply in minutes, no obligation. Keep trainers and clients supported with flexible financing for your facility.