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Loot

Restaurant financing • line of credit

Restaurant business line of credit — keep the galley cooking and cash flow sailing

Running a restaurant is like captaining a galley: juggling payroll, rising food costs, seasonal tides, and surprise equipment failures. Loot provides restaurant owners with flexible financing so kitchens stay open, menus stay fresh, and every crew member gets their share of treasure.

No hidden ingredients
Same-day approval
Loot on tap

Restaurant challenges: rising costs and choppy seas

Food prices climb like high tide, seasonal lulls can sink revenue, and one broken oven can scuttle the night's service. Without financing, restaurants risk thin margins and missed opportunities. Loot keeps the cash flow sailing steady so no galley goes under.

  • Stock food and drink before the next rush of diners
  • Cover payroll for the whole crew in busy or slow tides
  • Repair galley equipment before it sinks service

How a restaurant line of credit helps

A restaurant line of credit works like a reserve of treasure in the hold — always ready when needed. Use it to cover food, payroll, and surprise expenses. Draw loot when needed, repay as diners settle their tabs, and keep the galley thriving.

Loot for supplies

Draw capital instantly to stock ingredients and kitchen essentials.

No hidden charges

Only pay for what you use — no surprise costs spoiling the stew.

Built for any galley

From food trucks to fine dining, the line flexes with your crew’s size.

Trusted by restaurant captains

Built by operators who know the rough seas of food costs and crew payroll. Transparent terms, no hidden ingredients.

Faster than a lunch rush

From application to funding, Loot delivers capital quicker than a galley turning over tables.

Flexible as a menu

Use a little or a lot. Repay as tabs close. Scale limits as the galley grows.

See what restaurants companies have to say about Loot

Loot helped us cover rising food costs and fix broken galley gear. Having credit ready kept our ship serving hearty meals and happy customers.

— Owner, Captain's Table Grill

Restaurant line of credit FAQs


How can a restaurant get a line of credit?

Apply online with Loot. Most restaurants receive same-day decisions and quick access to funds for supplies or payroll.


Do I pay if I keep the line open but never draw?

No. Keeping the line open costs nothing. You only pay when you use the loot chest.


How fast can restaurants access funds?

Most approvals are same day. Funds usually land within hours depending on transfer method.


What’s the benefit of paying off a restaurant line of credit early?

Early payoff reduces cost, letting restaurants save loot for expansion or new menus.


Turn the tap to apply!

Apply for a restaurant line of credit today

Apply in minutes, no obligation. Keep the galley stocked, the crew paid, and the treasure chest flowing with flexible restaurant financing.