A flexible line of credit built for law firms
Cover case costs, payroll, and uneven client payments with on-demand working capital—without the paperwork and delays of a traditional bank line.
Credit limits from $5,000 to $100,000- Apply online in 5 minutes
- Funds available as fast as the same day
No minimum FICO score required to apply, and credit score not affected to check your options.
Trusted by growing law firms and professional practices across the U.S.
Why firm leaders trust Loot
Running a firm means long-term matters, slow payments, and high overhead. Loot gives you flexible capital with clear terms and minimal admin.
Clear and transparent pricing
See your cost and terms before you accept.
Fast online decisions
Apply in minutes, with funds as fast as the same day.
Loved by business owners
4.8/5 on Trustpilot from 150+ reviews.
Real reviews from businesses like yours:
“Loot helped us cover case expenses while waiting on client payments. Having credit available kept our practice steady and clients represented.”
- Managing Partner, Harbor Legal Group
How it works
A Loot line of credit gives your firm a standing source of working capital you can draw from for matters and operations, then repay as fees come in.
Apply online
Connect your firm’s business bank account and answer a few questions—no tax returns or lengthy document package required.
Get your credit limit
Receive a line of credit from $5,000 up to $100,000, based on your firm’s performance and banking history.
Draw, use, repay, reuse
Transfer funds to your business bank account as fast as the same day and only pay for what you use. When you repay, your available credit refreshes for future matters.
Save when you repay early
Loot rewards fast paybacks with steep discounts on outstanding fees—up to 50% off for short‑term use, helping you protect matter profitability.
Are we a match?
Have you been operating your law firm for at least 12 months?
Do you generate $200,000 or more in annual revenue?
Do you maintain a dedicated business bank account for your firm?
Answer yes? Then apply today or speak to our lending team.
Loot vs. Traditional Bank
| Need | Loot Line Of Credit | Traditional Bank |
|---|---|---|
| Time to apply | 5 minutes online | Days to weeks |
| Documents needed | Bank link only | Financials, taxes, collateral |
| Credit requirements | No minimum FICO | Strict score + personal guarantee |
| Funding speed | Same day | 3-10+ business days |
| Reuse after repayment | Yes, revolving | Often one-time term loan |
Loot gives firms like yours reliable capital without the hassle.
FAQ
You can use your line to cover case costs (filing fees, experts, discovery), payroll, rent, technology, marketing, and other ordinary firm expenses. It's designed as working capital for your business, not for personal use.
Checking your options with Loot does not require a hard credit pull, so it won't impact your personal credit score just to see if you qualify. If you accept an offer, additional checks and requirements may apply.
Many firms receive a decision quickly after completing the online application and linking their business bank account, with funds available as fast as the same day if approved.
With a line of credit, you're approved for an overall limit, draw what you need when you need it, and repay over time—your available credit refreshes as you repay. With a term loan, you receive a lump sum once and repay on a fixed schedule.
Many business lines of credit, including modern working‑capital products, allow or encourage early repayment and can reduce total fees when you pay down quickly, which helps protect matter profitability.
Loot looks at your firm's business performance and banking history rather than a single credit score. Firms that have been operating for at least 12 months, generate $200,000 or more in annual revenue, and use a dedicated business bank account are typically a good fit to qualify.
Industries
Plumbing
Keep projects flowing without leaks in your cash flow.
Carpentry
Keep projects nailed down without cash flow coming loose.
Towing
Keep trucks rolling without cash flow getting towed.
Janitorial services
Keep crews working and supplies stocked when client payments lag.
Residential remodelers
Keep remodels moving when cash flow gets stuck between milestones.
Landscaping
Keep crews moving when cash flow gets caught in the weeds.
HVAC contractors
Keep heating and cooling jobs moving when cash flow gets stuck between seasons.
Ready when your firm is
If you're tired of fronting case expenses, worrying about payroll, or delaying growth plans because fees haven't hit yet, a line of credit can give your firm more control over cash flow.
Get your line of creditNo minimum FICO score required to apply, and credit score not affected to check your options.
Apply for a Law Firm Line of Credit Today
